Capital for your dental practice project — Dental Practice Financing Hub
We connect US dentists with lenders for practice acquisitions, clinic expansions, and medical equipment upgrades through a simplified, secure inquiry process.
Soft credit check only. Does not impact your credit score.
- EBITDA
- Debt-to-income ratio
- Goodwill valuation
- Production-to-collection
- Associate buyout
- Equipment life cycle
- Commercial mortgage
- Working capital
Dental practice acquisition and expansion financing
Financing options matched to your situation, in one place.
- ACQUISITION Practice buyout loans Secure capital to purchase an existing clinic or complete a partner buyout.
- EXPANSION Multi-site growth financing Fund new location construction and tenant improvements for your growing brand.
- EQUIPMENT Medical hardware upgrades Finance high-cost CBCT scanners, imaging suites, and dental lab technology.
- REFINANCE Practice debt consolidation Replace high-interest lines of credit with long-term, stable debt structures.
- $50K–$5M Funding range
- 3–15 years Available term lengths
- 24–48 hours Initial response time
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Specialized lending focus
- Lenders understand the dental production-to-collection ratio.
- Our network prioritizes dental goodwill over hard asset collateral.
Speed and transparency
- Fast-track SBA 7(a) processing for qualified acquisitions.
- Clear breakdown of fees before any formal application is filed.
Custom loan structures
- Flexible options including interest-only periods during build-outs.
- Loans designed specifically for DSO-independent practitioners.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
High debt-to-income
Banks often decline applicants when personal debt levels exceed 45 percent of monthly gross income.
Short time in practice
Traditional lenders usually require at least three years of stable tax returns to approve major acquisition funding.
Low liquid reserves
Lenders fear a lack of working capital will prevent the practice from surviving an initial transition period.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
GP dentist buying senior partner
Buyout of retiring partner including real estate and patient charts
Orthodontist
Purchase of new 3D cone beam imaging and digital scanner equipment
Group practice owner
Tenant improvements and fit-out for a second clinical location
Solo practitioner
Consolidating high-interest credit card debt into a single term loan
Practice management resources
While you secure your funding, ensure your practice back-office operations are ready for the next level of growth.